Three Peaks Blog

The recent publicity surrounding the case of Jerrier vs Outsurance, in the Kwazulu-Natal, Pietermaritzburg High Court, seems to have raised more questions than answers. In this case the court found in favour of the insurer…

Your insurance broker has a duty to find out all material information that may affect your cover and to explain how failing to disclose such information could affect you. This includes finding, out for example, whether…

The following are a few things to bear in mind, particularly during the festive season: There has been a marked increase in the number of remote/code jamming claims. Certain insurers have amended policies to specifically…

Many consumers tend to forget about the value-added benefits, such as home and roadside assistance, offered by insurance providers and most short-term policies. They waste valuable cash on locksmiths, towing, plumbing or electrical services, when…

Within the short-term insurance market clients are often disappointed when their Buildings claims are rejected due to a lack of maintenance. This is a frequent occurrence and something that you need to be made aware…

TIPS to Avoid Being a Victim of Cash Robberies Alternate the days and times on which you deposit cash. Never make your bank visits public, even to people close to you or employees. Do not…

'Blow the whistle on insurance cheaters' THREE years ago the South African Insurance Association launched the Insurance Crime Bureau to investigate and prosecute fraudulent insurance claims.

The risk of losing your home in a fire, earthquake, flood or explosion may not be high, but it’s not a risk you want to take on yourself. This underscores the importance of home insurance.…

We often hear from those whose cars were damaged in accidents that the claim was the other motorist’s fault, and are outraged that the guilty driver’s insurance company has failed to pay to have their…

Adopting preventative measures will minimise costly flood damage to property and vehicles. Last year, flooding in seven South African provinces cost the country around R160 billion in economic losses, according to the Department of Social…

Amendments to the Policyholders Protection Rules now require insurers to take a decision on claims within a "reasonable time" and communicate this within 10 days.